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Whats New

Leading Information House, RM, provides Global Anti-Money Laundering ID solutions.

With the FSA announcement regarding the removal of its detailed rules on money laundering, RM Online’s Anti money Laundering expert Theo De Regibus says, “this change now places even more responsibility on the management of regulated firms to ensure that they have proper Anti Money Laundering (AML) systems and procedures in place “ “This also places RM in a unique position to assist Money Laundering officers to achieve protection for their firms with our solutions for fulfilling anti money Laundering ID requirements”

Through aRMadillo (www.rmonline.com) RM provides instant AML ID reports on 45 million UK individuals as well as instant corporate name checks and corporate reports on over 100 million companies worldwide. To compliment the reports RM’s AML Company Document Service provides official records and copies of original documents such as certificates of incorporation, certificates of good standing as well as other documents on public file. This service covers all international companies including offshore jurisdictions and is able to satisfy AML corporate ID requirements.

The service is available on the web at :

www.rmonline.com/id

Or at www.rmonline.com

Users of aRMadillo can find out all they need to know about any company in the world. aRMadillo is used extensively by money laundering officers as well as leading law firms, accountancy firms, banks, company secretaries, credit controllers, journalists, compliance officers and anyone who needs to obtain instant, current and accurate information on companies and individuals. No other service provides access to as many company databases as aRMadillo.

This is of course extremely valuable following publication of the Joint Money Laundering Steering Groups (JMLSG) new Guidance Notes on the prevention of money Laundering and especially as in the UK, AML rules don’t apply just to financial services firms. Since March 2004 Estate Agents, Lawyers, Accountants, Company Formation Agents and High Value Dealers are all required to comply with the regulations or face severe legal penalties if they do not.

Part of this compliance relates to the identification of customers. New guidance from the JMLSG suggests that regulated firms should first obtain standard information about a client and then verify that information by seeking independent confirmation from official sources such as company registry searches. Further verification of directors and beneficial owners may also be required depending on the perceived risk.

As a minimum a firm should establish the following standard information about the company.
• Name of entity
• Type of entity
• Address or location of business
• Country on incorporation

Then depending on the risk profile of the product being provided the firm may also need to establish the names of all the directors and the beneficial owners of the company. Firms should then verify this information by performing searches at public registries to obtain copies of official documents relating to the company such as the certificate of incorporation, registered office documents, directors details etc. It is also wise to obtain a certificate of ‘good standing’ to show if the company in question has paid its company registry fees, as many jurisdictions do not remove companies from their registry listings and you could end up dealing with a company that has not been active for many years. Further verification of the directors and beneficial owner’s identity may also need to be carried out depending on the risk profile or the client and product.

The importance of independence.

RM Online’s director Theo De Regibus goes on to say “It is vital that corporate identity documents are sourced independently of the client relationship, clients should not be asked to provide corporate identity documentation directly because of the obvious risk that they may be forged or false or that the identity of an existing company has been stolen by unscrupulous would be customers” “If you need to get copies of official corporate documents to prove identity then our service is unique because we are also worldwide company formation experts and have been registering companies all over the globe for over 30 years. We are able to obtain copies of company documents from any jurisdiction quickly and cost effectively, no other information provider has this expertise.”

Product Focus:- The RM Full Legal Report

Traditional company searches only reflect information held at Companies House and provide very limited information about a company when you consider that there are many other important sources of information in the UK such as the County Courts, High Courts, Companies Court, London and Edinburgh Gazette etc. These additional sources are not searched when you order a company search from a typical search agency.

RM's Full Legal Company Search Report includes and goes beyond Companies House to provide a thorough multi-sourced report which contains information from the following sources:-

Companies House
County Courts for any Judgments
High Courts for any writs
London & Edinburgh Gazette for any adverse data
The Companies Court to see if any winding up petitions exist
Credit Rating shows the financial strength
Financial Extracts to see trading performance
Protect – an anti-fraud module designed to alert you to potential problems

Click here for full details

Just Launched !!:-

RM's New Database of Individuals for Anti Money Laundering Reports

RM Online's powerful new AML service lets you instantly check the identity of any UK Individual and provides authorised users with access to records held on a number of databases to allow you to carry out verification checks necessary for Due Diligence and Anti Money Laundering regulations.

This RM Online Database contains over 44 Million people and searches across a number of databases:-

Royal Mail Address File for address verification
Electoral Roll Confirmation
Insight a special credit association database showing details of bank accounts opened and other financial data
Telephone Numbers and Date of Birth Verification
County Court Judgments and Bankruptcies
Linked Addresses

Registration is easy click here to find out how

If you would like more information please contact us on 01462 427300 or by email to theo@rmonline.com

See us at The Softworld Accounting and Finance Exhibition on stand 420.

International Credit Reports

We are delighted to announce that we have just completed a major development to add over 83 Million companies, worldwide, to the aRMadilllo database. Using your existing client code and password you can now conduct global searches and obtain instant credit reports on almost any company in the world.

In addition to this we have also launched an ordering facility for international company documents which is linked to the international credit report service.

The new service is divided into three geographical locations, Europe, North America and the Rest of the World.

There are usually three report types available :-

The Comprehensive Report

The Business Information Report

The Compact Report

The following table details the cost of reports which are delivered instantly to your screen.

	Europe	North America	Rest of the world
Comprehensive Report	£80	£140	£168
Business Information report	£68	£100	£120
Compact Report	£40	N/A	N/A

The service offers free searching and free basic data about a company. With global coverage, the amount of information available will vary relative to the commercial practices from one country to another, and will usually include the following details:

Ownership and Management
Names of directors, shareholders or proprietors
Capital structure and shareholdings
Names and job titles of senior company personnel
Legal Status and History
Date of incorporation
Legal status, Company number and trading style
Registered address
Associated companies
Historical information, change of ownership
Operations
Full details of business activities
Equipment employed
Description of premises
Number of employees
Financial Information
Extracts from or full balance sheets (if available) obtained from official registries or directly from the company
Registered mortgages and charges
Bankers
Credit Appraisal and Conclusion
An opinion based on the payment experience of trade suppliers, banks, known public record details of any court action and protested bills.

To see a full description of each report and a sample report click below

Compact Report	Sample
Comprehensive Report	Sample
Business Information Report	Sample

You can start using the new service right away by logging in to http://www.rmonline.com/rmlogin.htm

We are also are pleased to announce that on 16^th February 2004, RM Online launched a number of exciting enhancements and major improvements to the aRMadillo company report service.

Additional Data Items in RM Online Reports

We launched a number of new data items, which have been added to our two top-level reports at no extra charge!

These are: -

Protect: A new information module designed to alert you to potential problems with companies and/or their directors. Click here for more details.
Score check: A more detailed credit rating and scoring system. Click here for more information.
CRO activity: A listing of documents filed at Companies House will be displayed in reports to show which documents have been filed.
Enhanced Shareholder Information: This addition will provide more up to date details of current shareholders as well as shareholder address information.

Removal and re-naming of existing UK reports and removal of individuals' County Court Judgment information.

We have decided to remove some of the less popular report options and to re-name the remaining reports to provide a more meaningful selection. Due to the current constraints of the Data Protection Act we have also removed the automatic individual director CCJ search as part of a corporate report with the intention of launching a separate more comprehensive individual search report in the coming weeks. This new service will let you check individuals more thoroughly for Due Diligence and Anti-Money Laundering purposes.

The following reports will be removed from the service: -

The Full Company Search Report (£25)

The Corporate Analysis Level 2 (£35)

The Corporate Credit Report (£20)

The CCJ Check (£10)

The Short Credit Profile (£10)

We will re-name the following reports: -

The Full Company Search Report Level 2 becomes The RM Full Company Search Report (£30)

The Company Search becomes The RM Standard Company Search Report (£16)

The Corporate Analysis Level 3 becomes the The RM Comprehensive Credit Report (£40)

The Corporate Analysis Level 1 becomes the The RM Enhanced Credit Report (£35)

The Credit Profile becomes The RM Standard Credit Report (£18)

To see samples of these reports please click the following link: http://www.rmonline.com/samples.htm

New Online Corporate Report for Due Diligence, Anti-Money Laundering and Know your Customer purposes.

We have launched a new instant online report especially designed to provide you with exactly the information you need to comply with due diligence regulations for identification of a corporate customer.

The new report will be added to the normal menu of online products and is called the RM Company KYC Report. It is priced at only £6 + VAT per report. Click here to see a sample.

New Helpdesk Products

Our information desk has come up with a new range of helpdesk assisted company search products, which can be ordered online for delivery by email within 2 hours. Designed to save you time so you don’t have to search for and download documents yourself, these new products include Full Company Searches, packaged document sets and individual document requests. You can access the service from the company report options screen by clicking the “helpdesk research services” button.

We have also created a new selection of corporate due diligence reports designed to fulfil special cases of Know Your Customer, client identification and anti-money laundering requirements which need more depth. You can access the service from the company report options screen by clicking the “helpdesk research services” button.

We have launched two new in-depth reports which can be delivered by email within 2 hours

**Full Due Diligence Search Report (£70 + VAT)

Contents:- A Comprehensive Credit Report, certificate of incorporation, all change of name certificates, memorandum and articles of association + any amending documents(If requested), annual return and any amending documents, latest full accounts(If requested), mortgage register, liquidator receiver details, list of directors' appointments and resignations over the last 5 years, filing history, all registered office addresses for the last three years

**Standard Due Diligence Search Report (£35 + VAT)

Contents: Basic Company Details, certificate of incorporation, all change of name certificates, memorandum and articles of association + any amending documents(If requested), annual return and any amending documents, latest full accounts(If requested), mortgage register, liquidator receiver details, list of directors appointments and resignations over the last 5 years, filing history, all registered office addresses for the last three years

Forthcoming developments planned for 2004

Consumer Information, Due Diligence, Anti-Money Laundering and Know Your Customer solutions

Individual Identity Check Requirement

RM Online will shortly launch its identity check for individuals to provide authorised users with access to records held on a number of databases to allow you to carry out verification checks to establish the identity of a particular individual.

The RM Online system will let users search across 5 databases which are:-

· Royal Mail Address File

· Electoral Roll

· Insight - a special credit association database

· Telephone Numbers

· County Court Judgments

You will be able to use this service to help you verify the identity of an individual and to comply with anti money laundering and Know your Customer regulations

Irish Company Document Downloads

You will shortly be able to download copies of original company document filings for Republic of Ireland companies from our new image bank as well as obtain a range of reports and director searches on Republic of Ireland registered companies.

We hope you will find these improvements and enhancements useful, we will keep you informed about each component launch and welcome any comments or suggestions you have about the service.

2003

aRMadillo launches Instant Credit Checks

We have just launched a new instant credit check facility which lets you find out all you need to know about U.K. registered companies.

This unique service lets you instantly search our database of over 1.5 million companies and obtain free information and a range of competitively priced credit reports and document images which are available for instant download. You can try the new service out right away by typing a company name into the box opposite and clicking go.

aRMadillo Instant Credit Check

Full Instant Credit Reports on over 1.5M Companies and Instant Companies House documents.

Co. Name Search

For free information and a range of instant reports type in a U.K. company name and click go. (leave out the words ltd or plc)

aRMadillo launches Companies House Direct

RM are pleased to announce that users of the aRMadillo online service can now access the COMPANIES HOUSE documents database (20 million documents since 1995). This will add a powerful tool to our extensive database of UK Company searches and US reports.

For further information on this Special Offer or to sign up to aRMadillo contact RM by phone on 0207 729 1234 or visit www.rmonline.com/cro.htm

Changes to Companies House London

On 25.1.99 Companies House London moved to new premises in Bloomsbury and as from 31.8.99 the microfiche library was moved to its main Cardiff office.

Microfiche are dispatched from Cardiff four times a day for collection at the Bloomsbury office.

Collection times:

15:00
16:30
08:00 (next day)

The RM Company Shop still remains in City road offering UK & Offshore Company Formations and registrations, Company Secretarial, Business Services, Business Books, Stationary and domain name registrations.

For further information about the services available from The Company Shop telephone +44 (0) 207-865-0055 or visit www.rmonline.com

Free Accounts

aRMadillo are offering free accounts (inc. notes) with either of the following two reports:

The RM Company Search Report Level II (online £30 or faxed £35)

Name style & name change details, Director's details & links to directorships lists, Secretary details, Shareholders, Holding companies with instant links to reports, Ultimate holding company with instant links, Business phone & fax numbers (where available), County Court Judgment searches against all the company officers, Activities including US SIC codes, Mortgages & Charges details, Auditors details, remuneration and one years accounts (exacts) Liquidator / Receiver & London / Edinburgh Gazette details, High court writ information on the company, Legal Standing, Credit Limit, Payment profiles & vital signs, Full list of directorships current & previous (5 years) County Court Judgement search against the company

Plus FREE Full set of annual report & accounts as filed at Companies House

The RM Corporate Analysis Report Level III (online £40 or faxed £45)

Includes the same informations as Company Search Report Level II

As well as:-

Last 4 years accounts information with profit and loss and balance sheet extracts, Extended company ratio analysis over 4 years, Key financial information, Industry averages, Comprehensive analyst report on all companies.

Plus FREE Full set of annual report & accounts as filed at Companies House

All reports are available instantly via aRMadillo.

25th Birthday

The RM Group celebrated its 25th Birthday in 2000

Did you know?
RM was the first online business information provider to commit solely to Internet delivery.
First on the Internet with UK Company Searches
First in the UK with US statutory information
First on the internet with UK Trademarks
Now the first to supply a direct interface with Companies House Image database.

aRMadillo is now available from these pages:

Home

Business Information

Company Formation

Trade Marks

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